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Smart Mortgage Group Ltd is directly authorised by financial conduct authority. Our registration number is 301655, we are credit broker, not a lender, we search the whole marketplace and find the best suitable product. We work for panel of lenders and we get commission from lenders which varies with different lenders.

We are also registered on Information Commissionaire Office register, registration number is Z783739X.

For any complaint under the Data Protection laws, if however you wish to raise a complaint regarding the processing of your personal data or unsatisfied with how we handle your information, you have the right to lodge a complaint with Supervisory Authority which is Smart Mortgage Group Limited, Mr. Jay Mehta 135 Shakespeare Avenue, Hayes, Middlesex UB4 0BQ, tel number 0208 561 6555 or mobile number 0787 6753582 or email address

Or you can make a complaint at Information Commissionaire Officer, Wycliffe House, Water Lane Wilmslow SK9 5AF, tel number 0303 123 1113 or email

If you have a complaint against Smart Mortgage Group Limited for mortgage advice and for other credit brokering services, we will provide you our complaint procedure which you can follow to make a complaint. If you are dissatisfied with our response as per our complaint procedure or we as Smart Mortgage Group Limited unable to resolve your complaint within 8 weeks, you will have the right to refer your complaint to the Financial Ombudsman Service at the following address: The Financial Ombudsman Service Exchange Tower, London E14 9SR, tel number 0800 023 4567

Please note that the complaints must be referred to the Financial Ombudsman within the maximum of 6 months of our final response.

We are one of the largest and most respected commercial and bridging loan specialists. We enjoy a reputation for the quality of our service from initial enquiry through to repayment of the loan.

You have access to an experienced team who understands the property sector and will always aim to structure a commercial and bridging finance loan to satisfy your specific needs. You can also expect quick decisions and competitive rates on our loans and short term finance.

A bridging loan is finance which secured on property and is structured for periods of 1 to 12 months. However we can increase should the need arise.
We have access to bridging loans immediately and unlike many UK lenders can move as quickly as you need us to.
Bridging finance can be used for any purpose and is the fastest method of arranging short term funding, we can offer facilities on commercial properties as well as all residential properties.

We can arrange a bridging loan from £30,000 to £5 million on a first or second charge basis. Terms are available from 1-12 months with extensions available. Rates are very competitive and can be as little as 1% per month.

We provide the following types of loan:

    • Residential Mortgage
    • Buy to Let Mortgage
    • Commercial Loan ( from £100k to £50mil)
    • Bridging Loan ( from £100k to £5mil)
    • Current Account with Overdraft Facility with all high street banks

    Your home may be repossessed if you do not keep up repayments on your mortgage

Loan at your finger tips

Our expert team of financial advice consultants will discuss your individual commercial lending requirements in a matter of hours to ensure we deliver the right solution for you.

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"Smart Mortgage Group Ltd arranged bridging loan for us, the adviser was fantastic, very helpful and kept us informed throughout the whole process, everything was explained thoroughly to us. Highly recommended. T&Z Construction"